The Wall Street Journal reported this week six banks will pay more than 5% on six month, one year CD’s or money market accounts.

AMTrust Direct

6-month CD: 5.36%

1-year-CD: 5.31%

E-Money Market: 5.31%

Capital One

6-month CD: 5.00%

1-year-CD: 5.00%

Money Market: 5.00%

Countrywide Bank

6-month CD: 5.5%

1-year-CD: 5.5%

Savings Link Account: 5.5% (on balances of $10,000)

IndyMac Bancorp

6-month CD: 5.25%

1-year-CD: 5.5%

On line Money Market: 5.75%(on balances 25,000 plus)

ING Direct

6-month CD: 5.15%

1-year-CD: 5.15%

Washington Mutual

6-month CD: 5.5%

1-year-CD: 5.1%

On line Savings: 5.0%

How’s that for giving you a safe return on principle during the turbulent market?

See if your local Bank will match the return.

In your cash flow management it may be prudent to take advantage of these types of six and 12 month CD’s. For financial Institutional Management and Retirement Plan Management I refer you to Fisher Investments which I previously mention in an earlier Blog. I would suggest John Wasiejko at Fischer Investments john@fischerig.com 603-361-4540

You can call today’s message a balance between outcomes for yourself and your functions at work.

What random act of kindness did you do today?

Did you go out of your way today to thank someone?

Did you take a moment to stop by one of your programs or sites today? When was the last time? If it was more than a month, it’s too long.

Have you provided any reports to your Board this month or met with any board members?

Did you call potential donors this week?

Does another person’s input really matter to you?

How well do you take negative feedback?

If you think your organization is perfect, think again. Most people never provide negative news. If there is fear among employees due to your management style, it only hides troubling mistakes and problems.

When in doubt, get a neutral party to obtain feedback. It’s better to understand the underlining issues of your organization, instead of reading it in the paper or a government report.

Why is this all important? People support people and like to get behind a winning team.

There are 1 million plus nonprofits in the USA and every day more are created. Where do you stand among them? What difference does your organization really make? Why should your organization get funding and donations instead of a similar organization? Who knows your organization? Who is on your Board that carries weight in the community and/or among funders?

Marketing and Branding make a big difference.