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How to increase your ability to score big in today’s economy is dependent upon knowing the habits that will effect how you are perceived.

Today much of ones activity as a company or as an individual is very public.  Therefore, understanding some of the variables that make you popular or shun are helpful to know.

There are five areas to think about.

1. What is the type of debt that you or your organization has?  Is the mortgages or rents between 33%-40% of the income stream.  Are there vehicles payments?  Are there credit card payments?
2. What is the payment history on the reported above expenses?
3. How long have you had the above accounts?
4. How often do you open accounts or are there inquiries to your account?
5. What is the amount owed in comparison to the amount that could be owed or was the original amount?

Have some bad history, you need not to worry if you know how to be patient.  After seven years it is usually dropped.  And do not try to score a hundred percent.  Once you reach 90% of your potential the rest is meaningless.

The key to your ability to be able to score is to manage your actions in a meaningful way.

Create history, document what happened when there was a problem, do not be obsessed to have large credit lines.  Have smaller lines of credit and use them in a manner that does not show you are dependent on the credit line.

So make managing your means to increase your score a passion of fun and not work.  It is a game that many play but you can be in better control of the outcome either as an individual or a corporation.