Archive for September 22nd, 2009

Stuck on Affordable

Tuesday, September 22nd, 2009

moon discussion

pic by PLOtOnQuAnZiQuE

The conversation on making health care affordable seems to be forgetting its main goal.  Getting people insured at a level they can afford.  I would advocate that anything above 6% of an individuals income is unaffordable.

So Congress needs to stop having the conversation like their planning for some other planet of Utopia.  The public option needs to be a serious consideration to bring costs down.

I have provided below an example of how a person making $35,000  may allocate their income.

LIVING WAGE CALCULATION

Yearly $35,000

Monthly $2,917
I have provided a category, percentage, the yearly amount for the category and the monthly amount for a category.

HOUSING 40%   $14,000   a $1,167
CAR EXPENSES  5%   $1,750      $146
DEPENDENT CARE  3.50%   $1,225      $102
HEALTH CARE/DENTAL/VISION 4.00%    $1,400      $117
HEALTH CARE EXPENSES 2.00%    $700          $58
FOOD  6.00%    $2,100      $175
UTILITIES 4.50%    $1,575       $131
RETIREMENT/COLLEGE  10.00%   $3,500      $292
SOCIAL SECURITY TAX  7%      $2,450      $204
MEDICARE TAX   1.45%     $508      $42
LIFE INSURANCE  1%           $350     $29
TAXES   16%      $5,600      $467
TOTAL  100%

Congress try your hand at allocating what expenses use up ones income.